Massachusetts General Liability Insurance

General Liability InsuranceIndependent agency serving the liability needs of businesses in North Andover, Andover, Methuen, Lawrence, Haverhill, and all of Massachusetts since 1958.

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.

MacDonald & Pangione Insurance Agency, Inc. recommends that all businesses have general liability coverage in place.

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Take a look at the list below for additional general liability coverages that are often available in Massachusetts:

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers, and technology companies.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions, and for misleading statements that result in lawsuits against the company. There are a variety of Directors and Officers coverages available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to also include coverage for employment practices liability.

To find out more about these, as well as other products and services, request a free quote or call MacDonald & Pangione Insurance Agency, Inc. at 978-688-6921 and we’ll help make sure you’re properly covered.

Get a Quote or call for a quote at 978-688-6921